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Financial Product
|
Product Description
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Benefits
|
|
Mortgage Insurance |
This is insurance that will give a special sum of money to allow your beneficiary to pay out the mortgage in the event of our
death. |
C&S mortgage protection offers portability, tax - exempt benefits. Creditor protection, proceeds bypass the estate saving
probate fees, and flexibility to change your policy as needed. Most importantly, you choose the beneficiary so that you can control the death benefit. |
Financial Planning
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A process of meeting your life goals through proper management of your finances.
|
Helps to define where you are now and where you may want to be in the future. It provides direction and meaning to all your
financial decisions. |
|
Critical Illness
Insurance |
Provides a lump sum of tax - free money 30 days after you are diagnosed with having an insured illness. I.e. heart
attack, cancer. |
Offers the ability to recover your financial footing after surviving a critical illness. |
|
Education Savings Plans |
A savings vehicle used by parents to save for their children’s post-secondary education. |
Contributions accumulate tax - free and must be used to pay for child’s education. |
|
RRSP |
A program designed to provide individuals with a vehicle to invest in a tax free retirement plan. |
This is a tax sheltered investment established to help people save for their retirement. |
|
Disability Insurance |
Insurance that protects your income if your ability to work has been disrupted due to an illness or an injury. |
It provides a tax - free income in the event of a loss due to serious illness or injury. |
|
Life Insurance |
Insurance that gives a special amount of money to a designated beneficiary upon the death of the insured. |
Family protection in the event of a death.
|
|
Employee Benefits
Plans |
Company benefits plans for employees. |
Providing a benefits plan for employees shows that you care about their financial security, well-being and peace of mind. |
